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Buy A Business With Your Retirement Funds
Without Paying Taxes And Penalties
 Our program is a self-directed retirement structure that permits individuals to actively invest their retirement funds into a business or franchise without taking a taxable distribution or incurring penalties.
Utilizing your IRA as a funding source for new or existing businesses adds significant advantages over debt type financing. Because retirement funds can be structured as an investment into the business, there are no corresponding debts that increase business overhead. For a business owner this means;
- More funds available for investment back into your company
- Higher success rates from more available cash
- Your business' success results in significant tax-deferred retirement growth
Advantages Of Our Program
The advantages of using our program over other financing options are substantial both in regards to profitability and the success rate of new businesses. Some of these benefits are:
Debt Free – Cash Rich. Your retirement funds can be structured as an investment into the business, so there are no debts that increase your overhead. Instead of sending money to a bank in the form of interest payments, that money can be reinvested in marketing, staff or equipment that helps the business grow faster.
Invest In Yourself. Use your retirement funds to invest in a business where you determine the rewards; you control the success of your retirement investment.
Lower Your Overhead. Using retirement funds to start a business does not require bank loans or tapping into your home equity. Now the initial revenue your business generates can go into developing the business rather than paying off debt. Less debt means a quicker path to and profitability.
Enjoy Tax-Deferred Savings. Paying taxes and penalties can minimize the amount of money available for you to invest. By avoiding unnecessary penalties and taxes, our program enables you to save more money for retirement.
Leverage Additional Funding. While using our program can decrease the amount of money needed, many still need or want to obtain additional funding. These added funds can potentially allow for the purchase of a larger or multi-unit business or franchise. Many clients use our program to fund the down payment necessary to qualify for an SBA loan.
How Our Program Works
STEP 1 | Form a Corporation
Guidant will form this corporation or work with your attorney during the formation process.
STEP 2 | Corporation Sponsors a 401(k) Plan
Guidant's unique 401(k) Plan has been designed to allow for investment into your corporation. The 401(k) Plan comes complete with a favorable determination letter from the IRS at no additional charge.
STEP 3 | Rollover to new 401(k) Plan
Guidant will help you through the process of moving your retirement funds from your previous employer or IRA into the new Guidant 401(k) Plan.
STEP 4 | 401(k) Plan Invests in the Corporation
Your new 401(k) Plan purchases stock in the corporation. This 401(k) Plan now holds stock in the corporation and the business is debt-free and cash-rich from the sale of the stock. At this point, the corporation will now be able to purchase your new business or franchise.
Get More Information By Mail Or Phone
Simply fill out the form below to receive your:
- Free informational packet and Audio CD explaining how you can use your retirement funds without taxes and penalties for a down payment or purchasing a franchise, business or real estate;
Please allow 3-5 business days for delivery.
Note: Bold fields with * are required. For information by phone, please call Tracy Piippo toll-free direct at 1.800.518.4463.
YOUR CONTACT INFORMATION
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